Terms and conditions

These Terms and Conditions1 set out the terms of use under which you may use this website (“The Site”). Please read these Terms and Conditions carefully and ensure that you understand them. Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of The Site. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using The Site immediately.

1. Access to The Site

1.1 Access to The Site is provided “as is” and on an “as available” basis. We may alter, suspend or discontinue The Site (or any part of it) at any time and without notice. We will not be liable to you in any way if The Site (or any part of it) is unavailable at any time and for any period.

2. Intellectual Property Rights

2.1 All content included on The Site (the “Content”) and the copyright and other intellectual property rights subsisting in that Content, unless specifically labelled otherwise, belongs to or has been licensed by Us. All Content is protected by applicable United Kingdom and international intellectual property laws and treaties. All rights are reserved.

2.2 Subject to sub-Clauses 2.3 and 2.6 you may not reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content from The Site unless given express written permission to do so by Us.

2.3 You may:

2.3.1 Access, view and use The Site in a web browser (including any web browsing capability built into other types of software or app);

2.3.2 Download The Site (or any part of it) for caching;

2.3.3 Print pages from The Site;

2.3.4 Download extracts from pages on The Site; and

2.3.5 Save pages from The Site for later and/or offline viewing.

2.4 Our status as the owner and author of the Content on The Site (or that of identified licensors, as appropriate) must always be acknowledged.

2.5 You may not use any Content saved or downloaded from The Site for commercial purposes without first obtaining a licence from Us (or our licensors, as appropriate) to do so.

2.6 Nothing in these Terms and Conditions limits or excludes the provisions of Chapter III of the Copyrights, Designs and Patents Act 1988 ‘Acts Permitted in Relation to Copyright Works’, covering in particular the making of temporary copies; the making of personal copies for private use; research and private study; the making of copies for text and data analysis for non-commercial research; criticism, review, quotation and news reporting; caricature, parody or pastiche; and the incidental inclusion of copyright material.

3. Links to The Site

3.1 You may link to The Site provided that:

3.1.1 You do so in a fair and legal manner;

3.1.2 You do not do so in a manner that suggests any form of association, endorsement or approval on Our part where none exists;

3.1.3 You do not use any logos or trade marks displayed on The Site without Our express written permission; and

3.1.4 You do not do so in a way that is calculated to damage Our reputation or to take unfair advantage of it.

4. Disclaimer

4.1 The Content on The Site does not constitute advice on which you should rely. It is provided for general information purposes only.

5. Our Liability

5.1 To the fullest extent permissible by law, We accept no liability to any user for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) The Site or the use of or reliance upon any Content included on The Site.

5.2 To the fullest extent permissible by law, We exclude all representations, warranties, and guarantees (whether express or implied) that may apply to The Site or any Content included on The Site.

6. Viruses, Malware and Security

6.1 We exercise all reasonable skill and care to ensure that The Site is secure and free from viruses and other malware.

6.2 You are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks.

7. Privacy

7.1 We are registered with the Information Commissioner’s Office.

7.2 Any and all personal information that we may collect will be collected, used and held in accordance with the provisions of the Data Protection Act 1998 and your rights and our obligations under that Act.

7.3 We may use your personal information to reply to any communications you send to us.

7.4 We will not pass on your personal information to any third parties.

8. Cookies

Cookies are a small text files placed on your computer or device by The Site when you visit certain parts of The Site and/or when you use certain features of The Site.

9. What Data Do We Collect?

Some data will be collected automatically depending upon your use of The Site, We may
collect some or all of the following data:

9.1 IP address (automatically collected);

9.2 web browser type and version (automatically collected);

9.3 operating system (automatically collected); and

9.4 a list of URLs starting with a referring site, your activity on The Site, and the site you exit to (automatically collected).

10. How Do We Use Your Data?

10.1 All personal data is stored securely in accordance with the principles of the Data
Protection Act 1998.

10.2 We use your data to provide the best possible services to you. This includes:

10.2.1 Providing and managing your access to The Site; and

10.2.2 Analysing your use of The Site to enable us to continually improve The Site
and your user experience;

11. How and Where Do We Store Your Data?

11.1 We only keep your data for as long as we need to in order to use it as and/or for as long as we have your permission to keep it.

11.2 Some or all of your data may be stored or transferred outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland and Liechtenstein). You are deemed to accept and agree to this by using The Site and submitting information to us. If We do store or transfer data outside the EEA, We will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the EEA and under the Data Protection Act 1998. Such steps may include, but not be limited to, the use of legally binding contractual terms between us and any third parties we engage and the use of the EU-approved Model Contractual Arrangements.

11.3 Data security is of great importance to us, and to protect your data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure data collected through The Site.

12. Do We Share Your Data?

12.1 We may share your data with other companies in our group. This includes our holding
company and its subsidiaries.

12.2 We may compile statistics about the use of The Site including data on traffic, usage patterns, user numbers, sales and other information. All such data will be anonymised and will not include any personally identifying information. We may from time to time  share such data with third parties such as prospective investors, affiliates, partners and advertisers. Data will only be shared and used within the bounds of the law.

12.3 In certain circumstances we may be legally required to share certain data held by us, which may include your personal information, for example, where we are involved in legal roceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of us.

13. Your Right to Withhold Information

13.1 You may access The Site without providing any data at all.

13.2 You may restrict your internet browser’s use of Cookies.

14. What Cookies Do We Use and What For?

14.1 The Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by us and are used only by us. We use Cookies to facilitate and improve your experience of The Site and to provide and improve our services. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times.

14.2 All Cookies used by and on The Site are used in accordance with current UK and EU Cookie Law.

14.3 By giving accessing The Site you consent to the placing of Cookies you are enabling us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies however certain features of The Site may not function fully or as intended.

14.4 The Site uses analytics services provided by Google. Website analytics refers to a set of tools used to collect and analyse usage statistics, enabling us to better understand how people use The Site. This, in turn, enables us to improve The Site. You do not have to allow us to use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of The Site, it does enable us to continually improve The Site, making it a better and more useful experience for you.

15. Changes to these Terms and Conditions

15.1 We may alter these Terms and Conditions at any time. Any such changes will become binding on you upon your first use of The Site after the changes have been implemented. You are therefore advised to check this page from time to time.

15.2 In the event of any conflict between the current version of these Terms and Conditions and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise.

16. Law and Jurisdiction

16.1 These Terms and Conditions, and the relationship between you and us (whether contractual or otherwise) shall be governed by, and construed in accordance with, English law.

1 V1.1 24th May 2016